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LIVING IN BELIZE

EXCERPTED FROM
BELIZE FIRST MAGAZINE

The On-Line Edition

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⌐   Copyright 1995. All rights reserved.


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QUIK GUIDE TO BUYING

AND INVESTING IN BELIZE

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ENTRY REQUIREMENTS:  Valid passport required.
Birth certificates will NOT suffice.  Visitors
from the U.S., Canada and most other countries do
NOT need visas.  Entry is normally for 30 days,
with extension possible.

LANGUAGE:  English, with Spanish widely spoken.
Also, Garifuna, Mayan and German.

COMMUNICATIONS:  The Belize telephone system is
one of the best in the region, with a modern
fibre-optics network.  Cellular, voice mail and
paging services available.  International calls
are expensive -- about US$1.60 per minute for
direct dialed calls to North America.  Direct
Internet access coming in September 1995.  Mail
service is generally reliable.  Letters to the
U.S. from Belize City take about a week and cost
about 30 cents.

BANKING:  Belize's banks are tiny by U.S.
standards.  The largest, Belize Bank, has assets
of under US$120 million.  U.S. dollar accounts in
a Belize bank are possible, but most expats
maintain an account with a bank in the U.S. in
addition to any local account.

ELECTRICITY:  Same as in the U.S. and Canada, 110
volts AC.

CURRENCY:  Belize dollar, fixed at 2 Belize
dollars to 1 U.S. dollar.  The U.S. dollar is
widely accepted, as are traveler's checks and
credit cards (the latter sometimes with a
surcharge).

REQUIREMENTS FOR IMMIGRATION & CITIZENSHIP:
Belize "welcomes immigrants who are in a position
to come here and establish themselves without
government assistance for ... agricultural
purposes, either on a small holding or a
plantation basis, industrial development or
sponsored employment by established commercial
organizations" says the Belize Immigration and
Nationality Service.  Immigrants must have a
medical exam, provide a police reports, and show
evidence that funds are available to finance the
proposed business. The government now offers an
Economic Passport program, requiring an investment
of US$25,000 plus a deposit of US$50,000.  A
scandal developed earlier this year involving the
alleged sale of immigration papers to Taiwanese.
Responsibility for immigration has been
transferred to the Foreign Affairs Ministry.

LEGAL SYSTEM:  Like that of the U.S, Belize's
derives from English common law, where innocence
is presumed.

PERMANENT RESIDENCY:  If you are a citizen of the
U.S, Canada or some other countries, retired or
otherwise do not work, permanent-resident status
is possible.  You retain your present citizenship
and have most rights of Belizean citizens except
the right to vote and serve in the army.  It costs
US$350 to apply, per household.  You will need a
letter from your bank -- no specific amount of
funds are necessary, but you must show you are a
responsible person with some assets -- medical
form, work permit if you are of working age (even
if you don't plan to work), police clearance
letter and birth certificate.  It usually takes
less than six months for approval.  During this
time you will need to keep your entry permit up-
dated -- that requires either leaving or re-
entering the country every 30 days, or visiting
Belmopan or Belize City and paying US$12.50 per
month.  It can be paid in a six-month lump sum.
Note:  application for permanent residency by
citizens of Central American and some other
countries involves a different procedure.

PURCHASING PROPERTY:  Non-Belizeans CAN buy
property in Belize.  Purchases of 10 acres or less
in a rural area or 1/2 acre or less within city
limits require no special approval.   There is a
land transfer tax of 8% for non-Belizeans and 5%
for Belizeans, typically paid by the purchaser.
Attorneys fees and other closing costs runs to
several percent of the sales prices.  Property
taxes are 1 to 1.5% of value annually, higher in
cities.  Most tax bills are nominal.  Work with a
knowledgeable attorney or other adviser in Belize
to assure that title and other papers are sound.
Citizens and those officially resident in Belize
for at least 3 years can lease land from the
government for a few dollars a year.  Once a land
is cleared and a residence is built, the land can
be bought from the government for under US$500.

REAL ESTATE PRICES:  Raw land still is cheap in
Belize, especially in rural areas.   In large
tracts, it often goes for only a few dollars an
acre, $100 to $500 an acre in smaller tracts.
Surveying costs may exceed the purchase price.
Waterfront land has risen in price by 10 times or
more in recent years, and is now US$1,000 a front
foot on Ambergris and some other areas.  North-
American style houses are priced only a little
lower than similar properties in, say,  Florida,
but Belizean-style homes can be inexpensive to buy
or rent.  Building prices vary -- labor is cheap
but slow, and imported materials prices are high.
A nice home can be built for US$25 to $35 a square
foot.

TAXES:  Generally, non-Belizeans in Belize pay tax
only on income derived in Belize.  The progressive
income tax maxes out at 45%, 35% on corporate
income.  At present, Belize has no sales tax, but
a VAT of about 15% is planned beginning in April
1996.  This would replace some import taxes (which
are now up to 80%) and the gross receipts tax of 1
to 2%.

WORKING IN BELIZE:  Possible but difficult for
most.  Unemployment is officially 12% in Belize
and the actual rate may be higher.  Minimum wage
is US$.75 to US$2.50.  Although Belize needs
skilled workers, permits for work in tourism or
retailing are difficult to get (unless you are
investing) and professionals such as physicians
also find it difficult to get a license to
practice.

INVESTMENT OPPORTUNITIES:  100% foreign ownership
of Belize companies is permitted, although the
government encourages Belizean participation.  Tax
abatements and holidays are available.  Investment
is especially sought in agriculture.  Products
must be exportable, as the home market is small.
There are also opportunities in tourism.  The
International Business Company (IBC) Act of 1990
and the Trust Act of 1992 were passed, in part, to
increase foreign investment in Belize.  These laws
protect investments in Belize from  appropriation
or taxation.  IBCs do not pay income taxes and do
not file income or dividend statements with Belize
or other governments. Shareholders are not
identified.

COST OF LIVING:  Belize can be surprisingly
expensive, especially if you try to live in a U.S.
style.  Because so much is imported, the Belizean
market is small and inefficient, and import taxes
are high, many items purchased in Belize, such as
appliances, cars and supermarket items, cost twice
what they would in the U.S.  There are no Wal-
Marts or McDonald'ses in Belize.  Still, if you
live closer to the Belizean style, it can be
affordable, especially outside Ambergris Caye and
Belize City.

TIME:  Theoretically same as US Central Standard
Time (GMT minus 6) -- but in practice Belize time
is a bit different. Daylight Savings Time is not
observed.

FORM OF GOVERNMENT:  Belize, until 1973 known as
British Honduras,  is a parliamentary democracy
and  a member of the British Commonwealth.   The
country has a tradition of democracy and free
elections.  The most-recent national election, in
June 1993, saw the United Democratic Party's
Manuel Esquivel regain the post of prime minister
that he lost in 1989 to People's United Party
veteran leader George Price.   Both parties are
centrist, with the UDP being considered somewhat
more conservative and pro-U.S.  There are other
minority parties.

FOR MORE INFORMATION:  Two small books are
starting points:  Belize Retirement Guide by Bill
and Claire Gray, $19.95, and 1995 Guide to
Business, Investment and Retirement, by George W.
Rea, $29.95.  These are available from Equator
Travel Publications, 280 Beaverdam Road, Candler,
NC  28715  USA, fax [phone].  Add $2
shipping and handling for the first item, $1 for
each additional item (in North America --
additional shipping charges apply for other
areas.)  For facts on investing, contact the
Ministry of Economic Development, P.O. Box 42,
Belmopan, or Embassy of Belize, 2535 Massachusetts
Ave. NW, Washington, DC  20008.   For residency
matters, contact Immigration and Nationality,
Ministry of Foreign Affairs,  Belmopan.



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RULES:   THEY╒RE DIFFERENT IN BELIZE.
BOY, ARE THEY DIFFERENT!

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By LAN SLUDER

If you╒re looking for a place to live or to retire
that╒s just like back home, only better, for the
United States on the cheap,  for Florida with
ruins, reef and rum, you may get a rude awakening
when you move to Belize.

Because Belize isn't just like the U.S.A.  Or
Canada.  It does have cheap rum, awe-inspiring
ruins, beautiful Caribbean seas,  and much more.

But the rules are different.  The people who make
and enforce the rules are different.  Sometimes
there are no rules.  Sometimes there is a set of
rules for you, and a different one for everyone
else.

Let╒s look at some of the differences, and what
they mean to you as a potential resident or
retiree.

@@ The Population of a Small City

First, Belize is a country with a population
hardly bigger than a small city in the U.S. Even
including recent illegal and uncounted immigrants
from El Salvador, Guatemala and Honduras, the
population of the entire country is hardly more
than 240,000.  My home town of Asheville, North
Carolina, is about that size, with a county
population of almost 200,000. The metro area
population, at more than 325,000,  is considerably
higher than that of the country of Belize.

Imagine the difficulties my home town, or yours,
would have if it suddenly became a country.
Belize has to maintain embassies, establish
social, educational and medical systems, raise a
little army,   conduct affairs of state and
international diplomacy, all with the resources of
a small city.

You can see the difficulties Belize faces in just
getting by in a world of megastates.  It lacks the
people resources, not to mention the tax base and
financial resources, to get things done in the way
North Americans expect.  If you╒re a snap-to-it,
get-it-done-right kind of guy, you╒re going to
wrestle with a lot of alligators in Belize.

Best advice:  Go with the flow. Don╒t worry. Don╒t
sweat the small stuff, or the big stuff, either.

@@ The Angst of Powerlessness

Most people seeking retirement or residency in
Belize are white middle-class North Americans,
from a society still run by white middle-class
North Americans.

Belize, on the other hand,  is a truly multi-
cultural society, with Creoles, Mestizos, Maya,
Garifuna, Asians,  and what in the rest of Latin
America would be called gringos,  living together
in complex and changing relationships, living
together in probably more harmony than anyone has
a right to expect.  In several areas, Creoles
dominate;  increasingly, in other areas Spanish-
speaking Belizeans and immigrants dominate.

One thing is for certain, though:  In this mix,
North Americans, Europeans and Asians have very
limited power.

Money talks in Belize, of course, as it does
everywhere.  Most of Belize╒s tourism industry is
owned by North American interests.  Much of its
industry and agriculture is controlled by U.S.
multinational companies.  Politically, however,
the typical North American resident of Belize is
powerless.  He or she has no vote  and is truly
outside the political process.   Belizeans don't
take the right to vote lightly -- participations
in election voting is often more than 90%.

That╒s the fate of expats everywhere, but some who
come to Belize, seeing a country that is
superficially much like back home, are shocked
that they no longer have a power base and are, in
a political sense at least,  truly powerless.

The North American or European is not so much at
the bottom rung of Belizean society, as off the
ladder completely.  If you like to pick up the
phone and give your congressional representative a
piece of your mind, you╒re going to miss this
opportunity in Belize.

Best advice:  Put your energies in charity or
volunteer work where you can make a real
difference.

@@ Culture Shock Is Real

Culture shock is what happens when everything
looks about 20 degrees off kilter, when all the
ways you learned were the right ways to deal with
people turn out to be wrong.  It is a state,
someone said, of temporary madness.

Usually it happens after about six months in a new
situation.  At first, you╒re excited and thrilled
by the new things you╒re seeing.  Then, one day,
you just can╒t stand one more dish of stewed
chicken.

In Belize, culture shock is sometimes masked by
the surface familiarity.  Most Belizeans speak
English, albeit a different English.  They watch
-- such a shame -- American television.  They
drive big, old Buicks and Chevrolets.  They even
accept U.S. currency.

But, underneath the surface sameness, Belize is
different, a collection of differences.  Cases in
point:  The ancient Mayan view of  time, cyclical
and recurring, and even the Mayan view today, are
grossly different from the linear way urban North
Americans view time.     The emerging Hispanic
majority in Belize has social, religious and
political views which are quite different from the
views of  the average North American, or, even of
the typical Belizean Creole.  A Belize Creole
saying (for which thanks goes to Neil Fraser) is
╥If crab no walk 'e get fat, if 'e walk too much
'e lose claw.╙   Is that a cultural concept your
community shares?

In many cases, family connections and
relationships are more important in Belize than
they are in the U.S. or Canada.  Time is less
important.  Not wanting to disappoint, Belizeans
may say  ╥maybe╙ when ╥no╙ would be more accurate.
Values North Americans take for granted, such as
╥work hard and get ahead,╙ may not apply in Belize
in the same way.

Physical labor, especially agricultural work and
service work, because of the heritage of slavery
and colonialism, is often viewed as demeaning.  A
Belizean may work long hours for himself --
fishing or logging can be backbreaking labor --
but be reluctant to do so for an employer.

Best advice:  Prepare yourself for a truly
different world view.  If you have trouble
adjusting, get away on mini-vacations whenever you
can.

No Wal-Marts in Belize

Belize has no Wal-Marts (at least not yet -- Wal-
Mart reportedly has been looking at a Belize
site).  No K-Marts. No Home Depots.  No Circuit
Cities. No McDonald╒ses.  It has a Hard Rock Cafe,
but not the Hard Rock you╒re thinking of.

While this lack of homogenization is in Belize╒s
favor, it also means that you can╒t go down to
your neighborhood hyperstore and select from 40
kinds of dish soap, or 18 brands of underwear.
Rum may be US$4 a bottle, but Cheetos may be US$3
a bag.  Every CD player, nearly every piece of
plumbing and electrical equipment, every car and
truck, every pair of scissors, every bottle of
aspirin, is imported, and often transshipped
thousands of miles from one port to another before
it gets to the final destination in Belize.  Then
it╒s carried on a bus or under a Cessna seat
somewhere else.

Belize╒s small population is spread out over a
relatively large area, served by a network of bad
roads, old planes and leaky boats. Although the
government is shifting its focus from excise and
import taxes more to income and sales taxes, much
of government revenue still comes from import
taxes, so the prices you pay -- at least until
April 1996 when a new Value Added Tax of up to 15%
is supposed to go into effect,  reducing import
taxes -- may reflect an import tax of 60 or 80 or
100 percent or more.

In short, Belize is an inefficient market of low-
paid consumers, a country of middlemen and mom ╘n
pop stores, few of which could last more than a
month or two in a highly competitive marketplace
like the U.S.

This is what gives Belize its unique flavor in an
age of sameness.  But, you better Belize it, it
also provides a lot of frustration.

Best advice:  Buy local products where possible,
and make trips to Mexico or the U.S. for big-
ticket purchases.

@@ The Costs of Living

Belize doesn╒t have a cost of living.  It has
several costs of living.

The traditional view is that Belize is the most
expensive country in Central America, yet one of
the least expensive in the Caribbean.  While
there╒s truth to that, especially as regards
travel, it really doesn╒t take into account that
the actual cost of living in Belize can vary from
almost nothing to sky high.

You can live in a luxury four-bedroom house on
Ambergris Caye, with air conditioning,  telephones
and faxes, a dishwasher, microwave and cable TV,
U.S. food in your pantry and Jack Daniels in your
glass, and you can spend thousands a month.   Or
you can live in a small house in the Cayo, or
around P.G., with no phone, eat beans and rice and
rice and beans,  with Caribbean-brand rum to
drink, maybe someone to help clean and cook, for
US$300 a month.

After all, the per capita income in Belize is only
about US$1800 a year.  A weekly wage of US$100 is
considered pretty good. Tens of thousands of
Belizeans live, and in many cases live
comfortably, on a few thousand dollars a year.
You can, too.  Or you can compromise, forsaking
those high-cost icons of civilization such as
80,000 BTU air conditioners, while keeping the
Ford Explorer, boat or other toys which you enjoy.
Live partly on the Belizean style, partly in the
U.S. style, and enjoy the benefits of both, and
you╒ll get more, for less.

Best advice:   Live like a Belizean, at least some
of the time.

@@ How to Live Inexpensively in Belize

What╒s inexpensive?  That may mean $1,000 a month
to one family, $400 a month to another, $4,000 a
month to another.  Whatever your cost of living
goal, here are tips to make it happen for you:

Ñ Earn your income outside Belize.  Belize income
tax rates are fairly high. The marginal tax rate
is 45 percent above US$30,000 after a few
allowances and deductions,  but this applies
generally to income earned in Belize.  Pensions,
rents, social security, interest, and wages earned
outside Belize are taxed at nominal rates or not
at all for those who are for Belizean legal
purposes non-residents of Belize. (But check with
your tax advisor.)

Ñ Choose a rural area.  Housing and other costs
are surprisingly high in Belize City.  Housing
prices drop dramatically outside Belize City and
the main towns. The Cayo District around San
Ignacio is one attractive region with lower
housing costs, a lower crime rate, and friendly
people.  The Toledo and Stann Creek districts in
the South are other areas to consider.

Ñ Avoid Ambergris Caye.  While this is one of the
most pleasant places to live in Belize, and the
first choice for expats, it is also the most
expensive, with prices approaching or exceeding
those in Florida.  Condominiums range from
US$100,000 to $250,000, houses from US$75,000 to
$300,000 or more.  Beach-front lots are going for
up to US$1000 per front foot.

Ñ Buy Belizean.   Anything imported to Belize will
be more expensive than in the U.S.  But locally
produced items and any local food and beverage
products are generally less expensive than a
comparable item would be in the U.S.
Unfortunately, few consumer goods other are made
in Belize, and Belize imports twice what it
exports.

Ñ Make shopping expeditions to Belize City, Mexico
and the U.S.  Belize City, while no mecca for
shoppers, does have some larger stores such as
Brodies department store and Save-U supermarket, a
modern grocery with air conditioning, bright decor
and even an automatic door, the only one in
Belize. Belizeans routinely travel to Mexico and
to the U.S. for major purchases.  While there may
be import taxes to pay, the overall savings may be
worth it.

Ñ Get a Belizean to bargain for you.  In Belize,
there are often two prices -- the Belizean price
and the other price.  Where the situation
warrants, such as renting a house or buying a big-
ticket item, find a Belizean friend to do the
negotiating for you.

Ñ Enjoy the Belizean life.  In most of Belize, you
don╒t need heat, a basement or insulation.  Fans
and an open window work almost as well as air
conditioners.  You don╒t need winter clothes or
fancy suits.  You don╒t need electric razors or
hair dryers.  You don╒t need three cars.  You
don╒t need chests of silverplate and cabinets of
crystal, or the home insurance policy to cover
them.  Belizean life is simpler, and less
expensive.


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Examples of Real Estate in Belize

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These real estate listings are NOT paid ads. They
are being run at no charge as a reader service.
For information, contact the party shown.  All
prices are in US dollars.

Mainland Belize

LOCK, STOCK & BARREL, SMALL RESORT AND 20 ACRES ON
SITTEE RIVER:  3-bedroom, 2 bath, 1,000 sq. ft.
concrete house, 1 year-old, fully furnished.  Plus
7 well-built, fully furnished cabaû as, 1 1/2
years-old (2 of them fitted as apartments with
stove, fridge, etc.)    Worker's house, gift shop
and gazebo.  16,000 gal. concrete rainwater tank.
Sale includes 1994 Nissan pick-up with only 3,000
miles, garden equipment, mountain bikes, canoes,
skiff and boat.  All on 20 acres, with river
frontage, dock, coconut palms, citrus and other
trees.  Property has electricity from Dangriga,
with village water and phones soon.  Everything
well-built, no economizing.  Unexpected health
complication forces sale.  US$450,000.  Write
Neville Collins, Toucan Sittee, Sittee River
Village, Stann Creek District, Belize, C.A., or
leave message at 501-5-22006.

3 BR HOUSE AND 3.51 ACRES IN COROZAL, US$75,900,
TAXES $9 A YEAR.  Owner and BELIZE FIRST reader
says, "After 19 years in this paradise we call
Belize, I must, most sadly, return to northern
climes -- to cold weather and often colder people,
but with instant cardiac care."  30 x 30 ft.
house, plus patio and carport.  3 BR, 1 bath with
large shower, living room, kitchen/dining combo.
Concrete block and stucco construction with steel
roof. Solar heat.  Lot has 2 wells, 2-room
workshop, paved roads, street lights, partially
fenced.  Orchard with many fruit trees -- mango,
avocado, grapefruit, lime, lemon, custard apple,
tamarind, banana, cherry.  Close to Corozal Town
in San Andres.  Contact owner, Stan Coulthard,
P.O. Box 140, Corozal Town, Belize, tel. 501-4-
23269.

10.43 ACRES OF PRIME AGRICULTURAL LAND EAST OF
SPANISH CREEK, US$600 PER ACRE.  Close to Rancho
Dolores Village, in rural Belize District.  Robin
Roberts, Belize tel. [phone];    Internet e-
mail:  [e-mail].

36 ACRES ON OLD NORTHERN HIGHWAY, $500 PER ACRE.
Offered by BELIZE FIRST subscriber.   Adjoins
Maskall Village, near milepost 39.  Tel. in Belize
501-1-49672.

SMALL RESORT ON PLACENCIA PENINSULA:  On the
beach.  Ideal owner- operated or could be managed.
Tel./fax in Belize 501-6-22243. $300 ACRE  Two
prime 100-acre farm/ranch/recreational properties
available.   Close to main highway, Mayan ruins,
lakes and rivers nearby.  Many mature hardwood
trees.  Vendor very motivated and open to all
offers and terms.  Each parcel $30,000.  Contact
BELIZE FIRST subscriber Bruce Foerster, Adventure
Coast Properties in British Columbia, tel./fax
604- 538-83330.

BEACH-FRONT LOTS,  with all-season roads, power &
water. Outstanding location near pristine reefs,
river.  Directly adjacent to the new Jaguar Reef
Lodge near Sittee Point and Hopkins.   $30,000 to
$50,000. Terms available.  Contact Adventure Coast
Properties in Canada.  Tel./fax [phone].

Caye Caulker

SMALL OPERATING RESORT on approx. 1 3/4 acres on
Caye Caulker.  Marl and cement cabaû as with
thatched roofs, all with bathrooms.  Also, large
cabaû a with living room, bedroom and bath,
covered walkway to kitchen and dining area.  Own
well and pier. Nice wooden building for laundry
and storage. $400,000.  Contact Mary Jo Wilson,
The Anchorage, Caye Caulker, Belize, C.A.  Tel.
501-2-22002.

Ambergris Caye

VILLAS  FOR RENT by BELIZE FIRST subscriber.   One
1BR, 1 bath unit and one 2BR, 1 bath.  On beach at
Paradise Villas.  Fresh-water pool, A/C in
bedrooms. 1BR, $125 per night;  2BR, $150 per
night.  Owner, 36420 Bendel Terrace, Fremont, CA
94536, tel. [phone], or e-mail to
[e-mail].

THE VILLAS AT BANYAN BAY.  New, luxury "condo-tel"
located between Corona del Mar and Mata Rocks at
Mar de Tumbo.  2 BR, 2 bath units with full
kitchens, A/C and Jacuzzi.  Call 501-2-63171.

BY OWNER:  80 x 200 ft. beachfront lot by
Journey's End.  Large beach reserve, high
elevation.  Tel. [phone].

TWO 50 x 100 ft. LOTS, $12,500 each.  San Pablo
area. Langdon Supply Limited, P.O. Box 15, San
Pedro, te. 501-2-62147, fax [phone].

REAL ESTATE COMPANIES IN BELIZE

Note:  Companies here are listed as a convenience
to BELIZE FIRST readers.  No endorsement of any
particular real estate  or development company is
implied or intended, nor does the absence of a
company suggest any lack of endorsement.

Belize Business Consulting Services, P.O. Box 407,
Belize City, tel. [phone], fax [phone]

Belize Land Consultants, Ltd., P.O. Box 35,
Corozal Town, tel. [phone], fax [phone]

Bella Vista Group, 63 Bella Vista, Belize City,
tel. [phone], fax [phone]

Caye & Country Real Estate Ltd., P.O. Box 2231,
Belize City, tel. [phone], fax [phone]

Langdon Supply Limited, P.O. Box 15, San Pedro,
tel. [phone], fax [phone] (affiliated with
Belize Real Estate)

Maya Landings at Moho Caye, Belize City, tel. 501-
2-33075 Playa de Piratas Properties, Placencia,
tel. [phone], fax [phone]

Scheffer Real Estate, 24 Gabourel Lane, Belize
City, 501-2-34285 Southwind Properties, P.O. Box
1, San Pedro, tel. [phone], fax [phone]

Sovereign Real Estate, 39A 4th Avenue, Corozal
Town, Belize, tel. [phone], fax [phone]

The Windstar Agency, P.O. Box 33, San Pedro,
Belize, tel.  [phone], fax [phone].

Toledo Real Estate & Assoc., P.O. Box 73, Punta
Gorda, tel. [phone], fax [phone].

W. Ford Young Real Estate, Ltd., P.O. Box 354,
Belize City, tel.  [phone], fax [phone]
(affiliated with Belize Real Estate)


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BELIZE FIRST is published quarterly, with an
additional annual  "Best of the Caribbean Coast"
book-format edition,  in Asheville, North
Carolina,  by Equator Travel Publications, Inc.,
280 Beaverdam Road, Candler, NC  28715  USA.  Fax
704-667-1717.  Primary e-mail addresses:
CompuServe, 74763,2254;  Internet,
[e-mail].

Mail subscription rates US$29 a year in the U.S.,
Belize, Canada and Mexico, US$45 a year in other
countries.

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